Niall is saving his fortune!

Can you imagine having millions of dollars to spend on anything you ever wanted? For the One Direction guys, that's a reality. But an insider says Niall Horan isn't spending his paychecks on fancy cars or huge houses. "Niall isn't one to go around flashing his cash," a friend reveals. "He is mostly content playing his guitar and video games while having a laugh with the boys." He's so normal!